The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to an exceptional waterfront retreat on spectacular spring fed Four Mile Lake, where modern comfort meets the magic of year round cottage living. Custom built in 2015, with great care and attention to detail, this meticulously maintained four season home has 4 bedrooms and 3 bathrooms and an abundance of flexible living space. A spacious loft provides comfortable overflow accommodations for family and guests, while the impressive six foot crawl space offers additional room for games and extra temporary sleeping accommodation. Inside, the thoughtfully designed open concept layout creates an inviting space for entertaining and relaxing. The great room is anchored by a stunning blue granite propane fireplace, while the expansive sunroom provides the perfect place to unwind and take in breathtaking views of the lake. From here, step directly onto the generous deck and embrace effortless indoor-outdoor living. The natural blue granite continues outside, beautifully complementing the board-and-batten vinyl siding on the cottage and the oversized two car garage. The garage also has a finished loft above, offering excellent additional storage for all of your cottage toys and recreational gear. The waterfront is ideal for families with a gentle walk-in shoreline with shallow water that is perfect for younger children. The included aluminum dock features a large sitting area at the end, an idyllic spot to enjoy morning coffee, sunset beverage or simply take in the peaceful surroundings. It also provides the perfect launch point for boating or water-sports. Ideally positioned on the west shore of Four Mile Lake, this stunning property offers the balance of peaceful waterfront living and convenience, just a short drive to Coboconk or Fenelon Falls. A truly special escape thoughtfully designed and custom built, beautifully maintained and ready to be enjoyed for years to come. Annual Road maintenance fee for Beaver Drive is $250.
Property Details
Listing
MLS® number
X13714890
Status
For Sale
Listed
Aug 26, 2026
Last updated
Sep 11, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
6-15
Approx. size
2,000–2,500 ft²
Basement
Crawl Space
Lot
Frontage
102.69 ft
Depth
200.42 ft
Lot area
≈ 20,581 ft² (calculated)
View
East
Community
Somerville
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
Private Double, 6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$9,859 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Ball Real Estate Inc.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: Crawl Space
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Clear View, Hospital, Level, School, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,803/mo
Mortgage (principal + interest)$5,982
Property taxFrom listing: $9,859/yr$822
Minimum 20% ($319,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$319,800
Ontario land transfer taxProvincial brackets, no first-time refund$28,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$351,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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