The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 3099 8th Concession North, where quiet rural charm meets total peace of mind in beautiful Mississippi Mills! Set on a private, tree-lined lot surrounded by nature, this versatile country home features two separate entrances-making it an exceptional option for multi-generational living, rental income, or host options; just minutes from Arnprior, Pakenham, and White Lake. The welcoming front verandah invites you to relax with morning coffee before stepping inside to a freshly painted main living area (2026) with hardwood floors and a bright kitchen complete with maple cabinetry, quartz countertops, and ceramic tile. The main residence offers 2 bedrooms, 1 full bath, and a partially finished basement providing great extra space for a rec room, storage, or future expansion. A distinct second wing features its own private entrance with 1 bedroom and 1 full bath, offering complete privacy for guests, in-laws, or tenants. What truly sets this home apart is the extensive list of big-ticket updates already done for you: a brand-new septic bed (2023), new furnace and heat pump system (2024), added attic and basement wall insulation (2024), installed sump pump (2024), plus a new back patio door opening to a custom deck (2024).Outside, enjoy a fully fenced backyard (2025) perfect for pets and family gatherings, a durable metal roof, and an attached garage with convenient inside entry. Whether you are spending winters skiing at nearby Mount Pakenham or enjoying tranquil country evenings year-round, this unique, move-in ready retreat is an absolute must-see!
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Age Groups
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Owners vs Renters
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Household Type
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What’s NearbyDistances approximate
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Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,512/mo
Mortgage (principal + interest)$2,245
Property taxFrom listing: $3,204/yr$267
Minimum $35,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$120,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Mississippi Mills has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
