The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this renovated home in the heart of Utterson, offering exceptional flexibility for families, multi-generational living, or those seeking additional income potential. Conveniently located between Huntsville and Bracebridge, this property combines small-town charm with easy access to Highway 11, area lakes, trails, golf, and year-round recreation. The bright and spacious main home features a large country kitchen with ample cabinetry and workspace, generous dining and living areas, an updated bathroom, a spacious main floor bedroom, two additional bedrooms upstairs, and a welcoming Muskoka Room that provides valuable additional living space throughout the seasons. The lower level offers a self-contained apartment with its own kitchen, bedroom, bathroom, living space, and separate entrance, creating excellent flexibility for extended family, guests, or rental use. Currently occupied by a family member who will be vacating, this space presents an excellent opportunity for the next owner to establish their own rental arrangements or accommodate extended family, or potential commercial use. In addition to the separate living area, the lower level offers substantial unfinished storage and utility space, ideal for workshop use, seasonal storage, hobbies, and wood storage for the home's wood-fired forced-air heating system. Set back from the road, this property enjoys a convenient location just minutes from Longs Lake Beach, Utterson Park, Mary Lake Beach, and countless opportunities for boating, swimming, hiking, and outdoor recreation. Positioned between Huntsville and Bracebridge, you'll enjoy easy access to shopping, dining, services, and amenities in both communities. Whether you're looking for a family home, space for extended family, the opportunity to offset ownership costs, or future commercial potential use, this versatile property is ready for its next chapter.
Property Details
Listing
MLS® number
X13420634
Status
For Sale
Listed
Jun 7, 2026
Last updated
Sep 11, 2026
Possession
Flexible
Building
Type
Multi-Family
Style
1 1/2 Storey
Approx. age
51-99
Approx. size
1,500–2,000 ft²
Basement
Separate Entrance, Apartment, Partially Finished
Lot
Frontage
74.23 ft
Depth
143.28 ft
Lot area
≈ 10,636 ft² (calculated)
View
North
Community
Stephenson
Parking & utilities
Garage
None, 0 spaces
Driveway
Available, Private, Private Double, 6 spaces
Heating
Fan Coil
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,412 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Cocks International Realty Inc.,
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade · 1 below grade
Basement: Separate Entrance, Apartment, Partially Finished
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,632/mo
Mortgage (principal + interest)$2,431
Property taxFrom listing: $2,412/yr$201
Minimum $39,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,980
Ontario land transfer taxProvincial brackets, no first-time refund$9,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Huntsville has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
