The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome To 306 Centre Street In The Charming Old Town Of Niagara-On-The-Lake, Just A Five-Minute Stroll To Iconic Queen Street, Boutique Shops, Restaurants, Theatres, Golf, And The Shores Of Lake Ontario. This Move-In-Ready Home Blends Modern Finishes With Timeless Appeal, Featuring A Custom-Designed Kitchen With Quartz Countertops, Stainless Steel Appliances, And A Large Island With Seating For Four. Wide-Plank Oak Flooring Flows Throughout The Home, While The Two Full Bathrooms Have Been Tastefully Updated, Including A Main Bath With A Walnut Vanity And Heated Floors. Offering Three Spacious Bedrooms On The Upper Level, Two Inviting Living Areas, A Dedicated Office, And A Walk-Out From The Renovated Lower Level To The Backyard, This Home Provides Exceptional Flexibility For Families Or Those Who Love To Entertain. The Finished Basement Also Offers Excellent Potential For A Fully Functioning Kitchen And Additional Bedroom, Making It Ideal For An In-Law Suite Or Extended Family Living. Situated On A Generous 70' X 141' Lot, The Private Backyard Is Beautifully Landscaped With Mature Trees, Shrubs, And Perennial Gardens, And Was Fully Fenced In 2023 To Create A Peaceful Outdoor Retreat. Enjoy Your Morning Coffee On The Expansive Front Porch, Perfectly Positioned To Capture The Morning Sun. The Attached Garage Provides Convenient Parking And Additional Storage. This Is A Rare Opportunity To Own A Beautifully Updated Home In One Of Niagara-On-The-Lake's Most Desirable Neighbourhoods. Come Experience Everything This Exceptional Property Has To Offer!
Property Details
Listing
MLS® number
X14108606
Status
For Sale
Listed
Oct 22, 2026
Last updated
Oct 27, 2026
Possession
60-89 days
Building
Type
Detached
Style
Sidesplit
Approx. age
51-99
Approx. size
1,100–1,500 ft²
Basement
Partial Basement
Lot
Frontage
70.00 ft
Depth
141.00 ft
Lot area
≈ 9,870 ft² (calculated)
View
East
Community
101 - Town
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private, 2 spaces
Heating
Water
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,386 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
SOTHEBY'S INTERNATIONAL REALTY, BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade · 0 below grade
Basement: Partial Basement
Heating: Water
Cooling: Central Air
Fireplace: Yes
Exterior
Pool features: None
Property features: Golf
Cross street: Property Located on Centre Street between Dorchester and Butler St. West of Mississauga St
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,125/mo
Mortgage (principal + interest)$4,676
Property taxFrom listing: $5,386/yr$449
Minimum $99,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$249,980
Ontario land transfer taxProvincial brackets, no first-time refund$21,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$274,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
