The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Country living in the heart of town! Freshly painted, neat as a pin & nicely updated/renovated is your lovely 1230 sq ft 3-bdrm home in the quaint village of Cardinal-Main level features modern laminate flring, beautiful crown moulding & multitudes of windows to let sun shine in + 2 other spacious rms: dining/office & custom kitchen, with stunning shaker hickory kitchen cabinets with stylish black hardware, sparkling counter tops, deep sink with glass rinse feature, fancy soap dispenser & appliances incl-Upstairs is 2 small bdrms & 1 good sized primary bdrm & very cozy renovated bath with new tile tub surround 2019 & new vanity 2026-LED lighting throughout home-Check out county-style deep, deep fenced yard! Huge veggie garden, raspberries, multitudes of apple trees-Honey Crisp-Liberty-Perfusion crab apple & even a plumb tree, 1 black walnut tree, oak tree & 2 amazing variegated maples that hang over the property from east neighbour who is extremely quiet-Quiet commercial neat & tidy neighbour to west is always absent after 5 pm & each & every weekend-400 ft to rear neighbours! Check out the 13 x 24 ft det board & batten workshop with steel roof & electricity-Updates: 2020 Nat gas furnace-200 amp breaker panel-copper wiring-plumbing all 2011-upgraded attic insulation(no vermiculite)-Steel roof on main house 2025-windows 2018 (except 1)-steel insulated entrance doors incl gorgeous inlay glass in 2025 front door-Each evening kick back on your covered front veranda & breathe the clear air from nearby St. Lawrence River-Walk to basic amenities incl post office-municipal bus service that travels from town-to-town-mini-shopping centre with LCBO-24-hr convenience store/gas bar-restaurants-arena with walking track-swimming pool or even go for a stroll along a beautiful nearby waterfront trail-Approx $110/mo nat gas costs-$150/mo elec costs-$75/mo water/sewer-Book a viewing at this cute turnkey home! Bring your green thumb & your lawn chair to enjoy the ammmazing yard!
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,372/mo
Mortgage (principal + interest)$1,215
Property taxFrom listing: $1,874/yr$156
Minimum $16,245 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$64,978
Ontario land transfer taxProvincial brackets, no first-time refund$3,348
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$71,126
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Edwardsburgh/Cardinal has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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