The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to Whitestone Lake! First time offered for sale, this inviting, extensively renovated, turn-key, four-season waterfront property is located on a year-round road and includes a new heated waterline. Offering a walk-in sandy beach, level lot and plenty of space for family and friends, the property is set on approximately .74 acres with 105' of shoreline. Offering approximately 1,500 sq. ft. of combined finished living space across the main cottage and legal guest accommodation, the property provides four bedrooms, den/sunroom, two bathrooms, two kitchens and two living areas. Approximately 990 sq. ft., 2-bedroom main cottage sits nestled amongst the trees, with the washer/dryer conveniently tucked away in a closet. Enter into a large den/sunroom, offering exceptional versatility as a games and media room, home office or additional overnight accommodation, with a sliding barn door added for privacy. Down the hall is the open-concept kitchen with stainless steel appliances and gas range. Turnkey, including furnishings, kitchenware and household contents. The combined dining and living area features large glass patio doors providing access to the wraparound deck - a great extension of the cottage for relaxing, dining and entertaining outdoors with beautiful lake views. Adding even more space is the extensively renovated detached garage, offering approximately 1040 sq. ft. between the upper and lower levels, with a 2-bedroom, 1-bath legal accommodation above, complete with an efficiency kitchen, living room and its own deck with great water views, providing comfortable additional space for extended family and guests. After a day of fun in the sun, enjoy the real-wood sauna with change room and private outdoor shower. Then relax on the deck by the water - the perfect place to unwind after a day on the lake. Currently licensed for short-term rental use with an established rental history. Rental information available to qualified buyers.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,582/mo
Mortgage (principal + interest)$3,363
Property taxFrom listing: $2,630/yr$219
Minimum $64,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$179,800
Ontario land transfer taxProvincial brackets, no first-time refund$14,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$197,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Whitestone has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
