The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Privacy, Space & Country Living Near Shallow Lake. Welcome to this affordable and inviting 2+1 bedroom raised bungalow, ideally situated on a spacious 1-acre property just outside Shallow Lake. Set on a paved country road and surrounded by nature, this home offers the perfect blend of privacy, space and convenience for families, first-time buyers or those looking for a peaceful rural lifestyle. The main level features two bedrooms, a full bathroom with laundry and a comfortable layout designed for everyday family living. The finished lower level adds valuable living space with a third bedroom, half bathroom and recreation room-ideal for a growing family, home office, guest space or entertaining. Enjoy the peace and privacy of your own acre of land, with 700 acres of conservation land directly across the road, providing endless opportunities to enjoy the outdoors. At the same time, you're only minutes from the amenities of Shallow Lake and approximately a 15-minute drive to Owen Sound. The home is equipped with a new propane furnace installed in 2019 and a cold climate heat pump/AC added in 2025, making the home economical to run and keeping your monthly costs low. Roof shingles replaced in 2022 with transferable warranty. If you're looking for a great family home that offers room to grow, plenty of privacy and an affordable price point, this property is well worth a look.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,428/mo
Mortgage (principal + interest)$2,151
Property taxFrom listing: $3,323/yr$277
Minimum $32,490 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$114,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$125,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Georgian Bluffs has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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