The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This well-maintained 4-bedroom, 2-bathroom home offers 1,082 sq. ft. of main living space, a functional layout, versatile lower level, and excellent indoor and outdoor features, including a 20' x 22' detached insulated garage. The main floor features a bright living room with a large picture window and beautiful hardwood flooring. The functional kitchen and dining area offer durable ceramic tile flooring. This level also includes 3 bedrooms and a 4-piece bathroom with tub and shower. The basement adds flexibility with a second kitchen, bonus room, 4th bedroom, additional 4-piece bathroom with tub and shower, and utility/laundry room. The lower level provides excellent potential for additional living space or extended family. Outside, enjoy a 20' x 22' detached insulated garage with welding outlet plug, 10' x 20' attached shed, 16' x 16' detached shed, greenhouse, and gazebo, providing plenty of space for storage, hobbies, gardening, and outdoor enjoyment. Additional features include a 100-amp breaker panel, sump pump, and a forced air gas furnace and hot water tank installed in September 2026. The furnace and hot water tank were manufactured in 2026. Recent 2026 upgrades include new house roof shingles, fresh paint throughout, new drywall and paint on the south front wall and in the 4th bedroom, new tub surround, caulking and shower head in the main bathroom, new tub caulking, shower head and ceiling fan in the basement bathroom, new carpet on the basement stairs, and a new living room picture window. The basement south front wall is fully spray foamed, including the 4th bedroom. Major exterior improvements completed around 2020 include garage roof shingles, house siding, and windows. A great combination of comfort, functionality, storage, and flexible living space.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,028/mo
Mortgage (principal + interest)$804
Property taxFrom listing: $2,686/yr$224
Minimum $10,750 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$43,000
Ontario land transfer taxProvincial brackets, no first-time refund$1,875
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$47,675
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kapuskasing has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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