The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 30 Elgin Street, an elegant 3+1 bedroom home situated on a generous lot in the wonderful Waterdown community. Set amongst mature trees and thoughtful landscaping, this inviting home offers a versatile layout, plenty of indoor and outdoor living space and a detached garage that offers ample possibilities well beyond vehicle parking. A welcoming front entry opens to a bright interior with plenty of natural light throughout the home's principal living spaces. The main living area offers ample room to relax and entertain, while the adjoining dining space provides a natural setting for everyday meals or larger gatherings. The kitchen offers generous cabinetry, storage, and counter space while connecting easily with the surrounding living areas. The upper-floor primary bedroom serves as a private retreat, complete with an adjoining bathroom, generous closet space and a separate walk-in dressing room featuring custom cabinetry. The additional bedrooms offer comfortable and versatile living spaces, with ample room to accommodate family, guests, a home office or other uses to suit a variety of needs. A patio with adjoining hot tub creates a private backyard oasis with ample space for outdoor dining, entertaining, relaxing or simply enjoying the surrounding outdoor space. The detached garage provides indoor parking for a vehicle along with additional storage and workshop space, while also offering the flexibility to be reimagined as a studio, hobby area or other flex space to suit your needs. Located in the heart of Waterdown and close to parks, schools, shopping, restaurants and the many amenities the community has to offer, 30 Elgin Street combines a generous lot, versatile living space and a wonderful backyard setting in an established Waterdown neighbourhood.
Property Details
Listing
MLS® number
X13792172
Status
For Sale
Listed
Sep 16, 2026
Last updated
Oct 3, 2026
Possession
Immediate
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
51-99
Approx. size
1,500–2,000 ft²
Basement
Finished
Lot
Frontage
80.00 ft
Depth
133.32 ft
Lot area
≈ 10,666 ft² (calculated)
View
South
Community
Waterdown
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Private, Lane, 6 spaces
Heating
Forced Air
Cooling
Central Air, Wall Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,463 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
UMBER REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Finished
Heating: Forced Air
Cooling: Central Air, Wall Unit(s)
Fireplace: Yes
Fireplaces: 2
Exterior
Pool features: None
Property features: School, Rec./Commun.Centre, Place Of Worship, Fenced Yard, Park
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,822/mo
Mortgage (principal + interest)$4,283
Property taxFrom listing: $6,463/yr$539
Minimum $89,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$229,000
Ontario land transfer taxProvincial brackets, no first-time refund$19,375
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$251,175
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
