The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Escape to the waterfront and experience the kind of cottage that brings back cherished summer memories. This charming 2-bedroom, 1.5-bath retreat, located on Bass Lake in Lombardy, is the perfect place to unwind, entertain, and create lasting traditions. The warm pine interior creates a cozy, inviting atmosphere, while the thoughtfully designed layout offers space for family and guests alike. The main floor features a spacious primary bedroom, convenient laundry in the half bathroom, and a welcoming living area centred around a cozy pellet stove. Upstairs, you'll find a second bedroom, a versatile loft overlooking the main floor that serves as an additional family room or sleeping space, and three generous storage closets. Step through the sliding doors onto the private upper patio and take in the peaceful surroundings. Enjoy the outdoors from every angle with a wraparound porch offering two entrances, plus a screened-in lower porch accessible from the full walkout basement. The unfinished basement provides abundant storage and endless potential for future use. Outside, the waterfront is designed for making memories. Relax on the dock, or soak in the views from the lookout patio with seating. Complete with a full septic system, private well, and winterized for year-round enjoyment. A charming bunkie with two bunk beds offers comfortable accommodations for overnight guests, while two storage sheds, one by the cottage and one at the waterfront, provide plenty of room for all your seasonal gear. Whether you're searching for a peaceful weekend getaway or a place where family traditions begin, this waterfront cottage is the perfect escape from everyday life.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,827/mo
Mortgage (principal + interest)$2,525
Property taxFrom listing: $3,624/yr$302
Minimum $42,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$135,000
Ontario land transfer taxProvincial brackets, no first-time refund$9,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$147,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Rideau Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
