The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this beautifully maintained family home on a premium half-acre lot in the sought-after community of Loretto! A charming front porch leads to a bright main floor featuring seamless porcelain tile. The stunning updated kitchen (2018) is the true heart of the home, showcasing a massive 9-foot island, walk-in pantry, and abundant storage. Relax in the spacious family room by the cozy natural gas fireplace. Convenient main-floor laundry adds everyday function. Upstairs offers 3 generously sized bedrooms, including a serene primary suite with a private ensuite. All 3 bathrooms have been tastefully updated for a fresh, move-in-ready feel. The unspoiled basement features a 2nd gas fireplace, offering endless potential for a rec room or home gym. Step outside to a private backyard oasis backing onto picturesque open fields. Enjoy the new two-tiered deck (2024), firepit, shed, clothesline, and ample space for gardening. Ideally located steps to Haley Park and its pickleball courts, and an incredible commuter location close to Hwy 50 and Hwy 9! Fantastic features: attached 2-car garage with inside entry, large driveway, Town water, Septic, On-demand hot water, water softener, natural gas, High-Speed Fibre Internet, and a new heat pump (2025).
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,625/mo
Mortgage (principal + interest)$3,292
Property taxFrom listing: $3,995/yr$333
Minimum $62,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$175,980
Ontario land transfer taxProvincial brackets, no first-time refund$14,073
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$192,853
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Adjala-Tosorontio has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
