The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
| BELMONT LAKE | What's better than one cottage? TWO! This unique Belmont Lake property offers 150 feet of beautiful East-facing waterfront with two separate cottages, making it the perfect getaway for extended family, multiple generations, or hosting friends. The waterfront cottage is right at the water, with water seen from every room along the front, is a charming three-season, 2-bedroom, 1-bath retreat with a water-facing deck at the shoreline. Perched above, the winterized 3-bedroom, 1-bath cottage enjoys one of the best panoramic views on Belmont Lake and features its own water-facing deck, the perfect spot to relax with a morning coffee or unwind after a day on the lake. The waterfront is ideal for swimming, with deep, clean water off the dock, while two separate docking areas provide plenty of room for boats and water toys. Whether you're spending the day on the lake or simply taking in the expansive views, this property is all about making unforgettable memories. The property features a UV water treatment system and heated water line, while the property is serviced by 200-amp hydro. The undersides of both cottages were professionally spray-foam insulated in 2018 for added comfort and efficiency. Offered turn-key, both cottages have been exceptionally well maintained and are ready for immediate enjoyment. Located just 15 minutes from Havelock, 40 minutes from Peterborough, and under two hours from the GTA, Belmont Lake offers the perfect balance of peaceful cottage living and convenient access.This is more than a cottage property-it's a place where family and friends gather, laughter echoes across the water, and every sunrise reminds you why lake life is so special.
Property Details
Listing
MLS® number
X13690246
Status
For Sale
Listed
Aug 19, 2026
Last updated
Aug 19, 2026
Possession
Immediate
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
150.00 ft
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
East
Community
Belmont-Methuen
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 2 spaces
Heating
Baseboard
Cooling
Wall Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,038 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX HALLMARK EASTERN REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 2
Kitchens: 2 above grade
Basement: None
Heating: Baseboard
Cooling: Wall Unit(s)
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Lake Access, Marina, Rolling, Waterfront
Cross street: Fire Route 23 South of Preston Road.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,433/mo
Mortgage (principal + interest)$3,179
Property taxFrom listing: $3,038/yr$253
Minimum $59,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,980
Ontario land transfer taxProvincial brackets, no first-time refund$13,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Havelock-Belmont-Methuen has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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