The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Leave the outside world behind at 293 Fire Route 73, a secluded three-season retreat on West Twin Lake, approximately two hours from the GTA. Set on approximately 1.17 wooded acres with about 135 feet of shoreline and Crown land adjoining the property, this updated, move-in-ready cottage combines true backcountry character with essential comforts. Inside are four bedrooms, one full bathroom, an updated kitchen, full electrical service, septic and flush toilet, hot and cold lake-intake plumbing, indoor shower and hot water, electric heat, and app-controlled Govee lighting. Starlink has been successfully tested; hardware is excluded. Enjoy southeast-facing sunrise views, clear water, a gradual sandy entry, a 20-foot floating dock, motorboat access, and swimming, paddling and fishing directly from shore. Explore West Twin Lake and connected Blue Lake, then return to the outdoor hardtop gazebo beneath the permanent exterior lighting. Loons, beavers and waterfowl are regularly seen and heard, while largemouth bass and other game fish have been observed. Long lake and forest views, very few neighbouring cottages and limited public access create an exceptional sense of quiet. Access is by a private, non-winter-maintained road; an SUV or pickup is recommended for the short rough final section. The cottage is not winterized, and the seasonal lake-water system requires closing. For buyers who value privacy, paddling, fishing, wildlife and backcountry exploration over pavement and crowds: remote by design, comfortable where it counts.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,420/mo
Mortgage (principal + interest)$2,245
Property taxFrom listing: $2,106/yr$176
Minimum $35,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$120,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Havelock-Belmont-Methuen has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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