The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A classic Ontario worker cottage with all the charm of its original character, thoughtfully renovated for modern life. Lovingly updated with an approach that respects the age and architecture of the home, 29 Steven Street pairs high ceilings, exposed brick and original character with a truly beautiful new kitchen - timeless, understated and beautifully suited to the house, with thoughtful cabinetry and classic detailing. New hardwood floors run throughout, complementing the warm, considered finishes and giving the home an effortless sense of continuity. The layout offers two bedrooms and one beautifully updated bathroom, with the character of the house remaining firmly at the centre. Out back, the former garage has been transformed into a bright artist's studio with alley access - an inspiring space for creative work, a home office or simply a place to make things. The backyard adds privacy and room to enjoy the outdoors. All of this is just an easy walk to downtown Hamilton and the restaurants, bars and energy of King William Street. A special little house for someone who appreciates old homes, thoughtful design and the beauty of keeping things simple.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,193/mo
Mortgage (principal + interest)$1,964
Property taxFrom listing: $2,749/yr$229
Minimum $27,500 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$105,000
Ontario land transfer taxProvincial brackets, no first-time refund$6,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$114,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
