The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Spectacular waterfront on over 1.3 acres of gently sloping land down to over 260 feet of amazing waterfront. This thoughtfully designed, in-floor heated, ICF 3 bed / 2 bath home is ready for a new family. Less than five minutes east of the ferry in Stella, this property offers stunning views over the lake from both inside and outside the home. The huge tiled kitchen is ideal for entertaining, offering plenty of room for a dining area and includes two stainless fridges, a gas stove, dishwasher and miles of counter top & food prep area. The enormous primary bedroom suite with a large walk-in closet and a private ensuite bath includes both a tiled and glass shower enclosure and a jetted tub. A great living room with more of those beautiful lake views also has a patio walk out to a private, covered deck with a sitting area and hot tub. Heated radiant floors in this slab on grade build with wide doorways throughout the home allow for anyone with current or future potential mobility issues to navigate the home with assistance of devices. The waterfront has some amazing improvements that include a concrete wharf base and shoreline walk way with boat cleats on the sheltered side, a cantilevered dock extending out beyond it into the lake and your own boat launch for easy access into and out of your private berth. Enjoy peace of mind with an automated generator system tied into the home with an efficient electric boiler providing your heat, augmented by the gas fireplace in the living room - eliminating concerns for electrical interruptions. The heated and fully powered shop offers a pile of options for storage and projects in addition to room for a vehicle, plus two additional utility sheds for a boat, lawn tractor and more equipment. Loved and maintained in immaculate condition by the family that built it in 2002, this property offers beautiful lakefront living, amazing water access and solid workmanship providing peaceful island living and peace of mind.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,967/mo
Mortgage (principal + interest)$3,310
Property taxFrom listing: $7,881/yr$657
Minimum $63,490 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$176,980
Ontario land transfer taxProvincial brackets, no first-time refund$14,173
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$193,953
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Loyalist has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
