The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Riverfront + Pool + Separate Income Cottage- Looking for a property that has it all? Set on a 60' x 438' riverfront lot, this property offers boating access to Georgian Bay, a 20' x 40' inground pool by the river, a separate 2-bedroom cottage, multiple garage spaces and a 3-bedroom, 3-bathroom main home. The main house has rustic wood beams, wide plank rustic flooring and a wood-burning fireplace in the open concept living room. Large windows overlook the property, and patio doors walk out to a large deck overlooking the river and yard. The oversized primary bedroom has its own ensuite and views of the backyard.The lower level has 9' ceilings, a large rec room, laundry and room to add another bedroom, along with a walkout directly to the patio, pool and backyard. The inground pool is fully fenced and has a new liner, heater and pump. Having a pool this close to the river, with boating access to Georgian Bay from your own property, is a setup that would be very difficult to recreate today.Inside entry to a garage built under part of the main house, with a new garage door opening to the backyard and is heated. It provides great storage for water toys, other outdoor gear, and also houses the home's mechanicals/ workshop. This is a great bonus space with potential to be converted into additional living space, man cave, indoor/outdoor cabana or entertaining area off the pool.A second detached garage is located closer to the road, giving you even more storage and parking.Another major feature is the separate 2-bedroom, 1-bathroom cottage. It has its own private space on the property, is separately metered and is currently rented for $1,600 per month. Perfect for additional income or use for parents, extended family, guests or as an in-law setup. The main house has several major exterior updates, including new windows, siding, soffit, fascia and eaves. All structures on the property have new roofs. Natural cobblestone paved driveway is a great upgrade.
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,747/mo
Mortgage (principal + interest)$4,302
Property taxFrom listing: $5,344/yr$445
Minimum $90,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$230,000
Ontario land transfer taxProvincial brackets, no first-time refund$19,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$252,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Wasaga Beach has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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