The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
280 Main Street East offers a rare opportunity to own one of downtown Hawkesbury's most recognizable commercial buildings, currently occupied by a Bank of Montreal branch under a lease running through December 2026. Set on a 6,146 sq. ft. lot along Hawkesbury's principal commercial corridor, the building totals 8,220 sq. ft. across three levels of 2,740 sq. ft. each: a main floor with the building's primary Main Street entrance, a second floor with its own independent street-level entrance, and a partially finished lower level (finished space, ceilings unfinished).The interior throughout has been maintained to banking-institution standards, reflecting the ongoing upkeep of an institutional tenant. One of the building's three HVAC systems was replaced in 2021, and the paved parking lot was resurfaced in June 2023. Traffic counts on this stretch of Main Street are confirmed as heavy at the municipal (MPAC) registry - a meaningful advantage for any business relying on visibility and walk-in exposure.Zoned C1 - Commercial, the property supports a wide range of permitted commercial uses. The two separate street-facing entrances add real flexibility for a future owner: occupy the main floor and lease the upper level to a tenant, split the building between two businesses, or take over the entire building outright. With vacant possession available at the end of 2026, this is a rare chance to secure a turnkey, high-visibility Main Street address in Prescott-Russell - ideal for a professional practice, medical or dental clinic, financial institution, or government or community office looking to establish or expand its presence in Hawkesbury's bilingual, high-traffic downtown core. 6 Parking spaces available on the property.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,595/mo
Mortgage (principal + interest)$3,550
Property taxFrom listing: $12,536/yr$1,045
Minimum $69,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$189,800
Ontario land transfer taxProvincial brackets, no first-time refund$15,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$208,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hawkesbury has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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