The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to the gateway of adventure! Perfectly positioned in the heart of Tobermory, 28 Harpur Drive offers more than just a home-it offers a lifestyle that draws visitors from across the country year after year.Imagine starting your mornings with a short stroll to Little Tub Harbour for coffee, spending your afternoons exploring the crystal-clear waters of Georgian Bay, hiking the Bruce Trail, visiting the Grotto, or taking a boat tour to Flowerpot Island, then unwinding around your own campfire beneath a sky filled with stars. This is the Tobermory experience people travel hundreds of kilometres to enjoy.Featuring 3 comfortable bedrooms, inviting living spaces, and a private, tree-lined setting, this property is equally suited as a year-round residence, family cottage, or income-producing investment. With Tobermory's thriving tourism industry and unbeatable walkable location, the short-term rental potential is an exciting opportunity for those looking to offset ownership costs while enjoying the property themselves.Inside, you'll appreciate the warmth and character throughout, including unique reclaimed bowling alley wood countertops that add a touch of rustic charm and make for a memorable conversation piece. Outside, there's plenty of space to relax after a day on the water or exploring the Peninsula, along with room to store your bikes, kayaks, and outdoor gear.Whether you're searching for your own escape from the city, a place to create unforgettable family memories, or an investment in one of Ontario's most iconic destinations, 28 Harpur Drive delivers the perfect combination of location, lifestyle, and opportunity.Come experience why so many people fall in love with Tobermory-and why they never want to leave.
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Owners vs Renters
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,615/mo
Mortgage (principal + interest)$1,455
Property taxFrom listing: $1,912/yr$159
Minimum $19,450 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$77,800
Ontario land transfer taxProvincial brackets, no first-time refund$4,310
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$84,910
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Northern Bruce Peninsula has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
