The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome To 28 Cottage Street, A Single-Family Luxury Bungalow Located In The Heart Of Royal Albion Welcome to one of the most extraordinary homes in Niagara-on-the-Lake. This one-of-a-kind 4-bedroom, 3-bath residence by Gatta Homes showcases the timeless architectural details and exceptional craftsmanship the builder is renowned for. Offering over 4,540 sq. ft. of luxurious living space, the home features state-of-the-art smart home technology that seamlessly controls lighting, climate, audio, and security from the touch of your fingertips.Designed for the future, this remarkable home is equipped with geothermal heating and cooling, solar panels, an electric vehicle charging hookup, and a Tesla battery backup system for efficient, sustainable living. Experience unmatched comfort year-round with radiant in-floor heating throughout every level of the home, including the basement, as well as a fully heated driveway for effortless winter living.A fully equipped elevator provides convenient access to every level, including the lower level, which features 9-foot ceilings, two bedrooms, a custom wine cellar, and a spectacular 5-piece spa-inspired bathroom complete with privacy glass, a steam shower, and a sauna. Every detail has been thoughtfully curated to deliver an unparalleled lifestyle. This is a truly breathtaking home that must be experienced to be appreciated.
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$17,828/mo
Mortgage (principal + interest)$16,831
Property taxFrom listing: $11,966/yr$997
Minimum 20% ($899,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$899,800
Ontario land transfer taxProvincial brackets, no first-time refund$98,950
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$1,001,550
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
