The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Waterfront Home with Garage, Workshop & Stunning Views!! This beautifully maintained waterfront retreat offers breathtaking lake views, spacious outdoor living, and versatile indoor spaces perfect for families and entertaining. Highlights Include: Inviting driveway with plenty of parking, large barn-style garage, and waterfront outbuilding. Expansive back deck overlooking the lake and generous backyard lawn. Open-concept living/dining area with cozy fireplace and lake views. Modern kitchen with plenty of workspace. Main-floor bedroom + 2-piece walk-through bath. Upstairs primary suite with private deck access, one additional bedroom and full bath, upper sitting room. Detached garage/workshop with finished games room/entertaining space in the loft. Ideal as a year-round family home. The roof was done: garage 2023, house 2024. Windows were updated in 2024 and 2025. The baseboard heat is only for backup. Enjoy boating, fishing, and lakeside relaxation right from your backyard. Priced to sell! Schedule your private showing today!
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,268/mo
Mortgage (principal + interest)$2,839
Property taxFrom listing: $5,139/yr$428
Minimum $50,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$151,800
Ontario land transfer taxProvincial brackets, no first-time refund$11,655
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$166,255
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Joseph has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
