The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Visit the REALTOR website for further information about this Listing. This beautiful country home backs onto the Coldstream Conservation Area and the Sydenham River. The fully fenced half-acre shady back yard has a gate opening directly onto a riverside trail. From the front door, step into an enclosed front porch leading into a cosy living room with gas fireplace. The kitchen and dining room are large, bright and cheerful. The one and a half story house has a main floor bedroom with ensuite full bathroom, and the upstairs has three large bedrooms, full bathroom, and playroom for the children. The new back part of the house (basement, kitchen, dining room, two upstairs bedrooms) was built in 1994. The unfinished basement has an 8 foot ceiling, two windows and generous space for storage. The front part of the house was built around 1920 and periodically renovated (wiring 1980, heating/cooling 1994, plumbing 1994). The basement under it contains a laundry room with concrete floor and a utility room (furnace, well, etc) with dirt floor. Just outside the dining room is a lovely deck with steps down to the yard and gardens. This home is close to the public elementary school, library, playground, pond and hiking trails. The property includes a two-story former barn presently used for storage of gardening items, camping gear, sports equipment and tools.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,272/mo
Mortgage (principal + interest)$2,993
Property taxFrom listing: $3,352/yr$279
Minimum $55,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$160,000
Ontario land transfer taxProvincial brackets, no first-time refund$12,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$175,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Middlesex Centre has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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