The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover the charm and character of this historic four-season home or cottage, ideally located in the highly sought-after community of Sturgeon Point. Set on a rare double lot, this spacious property blends the warmth of an original early-1900s cottage with a substantial 1980s addition, creating the perfect balance of timeless charm and modern living. Offering three generous bedrooms, two bathrooms, a bright three-season sunroom, and a full unfinished basement, this home is much larger than it appears from the street. Whether you're looking for a year-round residence or a family cottage, there's plenty of space to make it your own. Recent updates include the roof (2019), furnace (2023), hot water tank (2022), front porch (2025), along with some updated windows and doors, providing a solid foundation for your future improvements. With a little cosmetic updating, this property has the potential to truly shine. Enjoy the relaxed lifestyle that makes Sturgeon Point so special. Walk to the beach, waterfront park, golf course, and sailing club, all while being part of one of the Kawarthas' most friendly and historic communities. A rare opportunity to own a character-filled property on a generous lot in an exceptional location.
Property Details
Listing
MLS® number
X13597828
Status
For Sale
Listed
Jul 23, 2026
Last updated
Aug 17, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
100+
Approx. size
1,500–2,000 ft²
Basement
Full, Partially Finished
Lot
Frontage
66.00 ft
Depth
132.92 ft
Lot area
≈ 8,773 ft² (calculated)
View
West
Community
Fenelon
Parking & utilities
Garage
Detached, Garage, 0 spaces
Driveway
Private, 3 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,504 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
AFFINITY GROUP PINNACLE REALTY LTD.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Full, Partially Finished
Heating: Forced Air
Cooling: Central Air
Exterior
Pool features: None
Property features: Beach, Golf, Lake/Pond, Level, Place Of Worship, School Bus Route
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,349/mo
Mortgage (principal + interest)$2,057
Property taxFrom listing: $3,504/yr$292
Minimum $29,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$109,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
