The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover the timeless appeal of waterfront living on one of the Parry Sound area's most desirable lakes. Set on 2.1 acres w/ nearly 345' of pristine shoreline, this exceptional Otter Lake property offers an increasingly rare combination of privacy, gentle topography & crystal-clear, spring-fed waters. Tucked away in a peaceful, sheltered bay, the setting is ideal for swimming, paddling, fishing & creating lasting family memories. Surrounded by mature trees, the charming 3-bedroom side-split 3-season cottage blends seamlessly w/ its natural surroundings. Inside, warm wood-lined cathedral ceilings, a cozy wood-burning stove & a dramatic wall of windows create an inviting gathering space filled w/ natural light & panoramic lake views. The kitchen features a large picture window overlooking the property, making meal preparation a pleasure before dining on the spacious lakeside deck as the sun reflects across the water. Outside, the level waterfront is perfectly suited for all ages, complete w/ a natural sand shoreline, a lakeside fire pit & an extensive dock system ready to accommodate your boating lifestyle. Whether you're enjoying quiet mornings with a coffee on the dock or entertaining family & friends throughout the summer, this property embraces everything that makes cottage life so special. Significant recent improvements provide peace of mind, including a professionally reinforced foundation w/ newly installed steel mesh, fresh parging, new footings, support posts and beam, along with a freshly painted exterior, allowing you to simply arrive and enjoy while adding your own personal vision over time. A 2nd driveway off Lower Lane for future bunkie/garage. Located minutes from Parry Sound w/ access to shopping, restaurants, the regional hospital, marinas, golf courses & Hwy 400, making weekend escapes or year-round enjoyment effortless. Offering exceptional privacy, outstanding waterfront & tremendous potential, rare opportunity to secure your place on Otter Lake.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,582/mo
Mortgage (principal + interest)$2,428
Property taxFrom listing: $1,851/yr$154
Minimum $39,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,800
Ontario land transfer taxProvincial brackets, no first-time refund$9,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Seguin has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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