The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
With access to over 40 miles of boating through Huntsville's four-lake chain, this Mary Lake cottage offers the opportunity to explore Fairy Lake, Peninsula Lake, and Lake Vernon through the Muskoka River, right from your own dock. Set perfectly elevated above the shoreline, the cottage captures long lake views while the waterfront enjoys western exposure for evening sunsets. Inside, the cottage has the character of a traditional Muskoka retreat, with wood-lined walls and ceilings throughout the principal living spaces. Large windows draw in natural light and frame the views across the lake. White cabinetry in the kitchen keeps the space bright and functional. The main floor includes three bedrooms and a full bathroom, while the walkout lower level adds a fourth bedroom, a second full bathroom, and a family room, giving everyone space to spread out. The property offers 100 feet of waterfront, a boat port with an upper sundeck that presents an opportunity for future improvement, a detached single-car garage, and additional storage buildings for tools, toys, and seasonal equipment. Whether enjoyed as a summer getaway or used year-round, this property is located on a municipally maintained road just a short drive from downtown Huntsville, offering convenient access to town and the lifestyle that comes with one of the area's most connected lakes. For buyers looking to update a cottage over time, this is a chance to create a place that reflects their own vision while enjoying immediate access to the Huntsville lake chain. At the sellers expense, a new Waterloo BioFilter septic system will be installed. Please note that the boat port and dock are in need of significant repair.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,200/mo
Mortgage (principal + interest)$3,722
Property taxFrom listing: $5,729/yr$477
Minimum $74,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$199,000
Ontario land transfer taxProvincial brackets, no first-time refund$16,375
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$218,175
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Huntsville has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
