The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Why wait until next Spring to find the perfect spot to spend the summer! In real estate it's all about location-location-location! This jewel of a cottage offers you that and much more! Located on Lake Seymour of the Trent River Waterway System, its waterfront is on the lock free area between Hastings and Healey Falls - an ideal location for those who love fishing, water sports, plus endless boating adventures. It's also a short distance to Campbellford for shopping and dining. The spacious lot with 65 feet of direct waterfront provides you with beautiful westerly views and spectacular sunsets. The 3 bedroom/1 bathroom cottage is perfect as your 3-season getaway or you can buy it for the large, level, treed lot and build your dream cottage. There is great potential for you as the new owner! Buy now and you can enjoy the cottage right away as all the work has been done for you! Recent renovations include a bathroom makeover (2021), cottage lifted and levelled (2023), new plumbing (2023), kitchen update with appliances (2023), new flooring in the open concept kitchen, dining and living room as well as in all bedrooms, new pole dock (2024), new water pump/pressure tank/water filter and hot water heater (2025), freshly painted interior (2025), and roofing on the workshop (2026). You can simply sit back and enjoy your coffee on the large west facing deck and enjoy the magnificent views of the lake. Come for a visit and fall in love!
Property Details
Listing
MLS® number
X12890544
Status
For Sale
Listed
Mar 17, 2026
Last updated
Oct 19, 2026
Possession
Flexible
Building
Type
Residential Freehold
Style
Bungalow
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
161.66 ft
Depth
168.61 ft
Lot area
≈ 27,257 ft² (calculated)
View
West
Community
Rural Trent Hills
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 4 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,760 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
REAL ESTATE HOMEWARD
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Other
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Lake Access, Level, Waterfront, Wooded/Treed
Cross street: 12th Line West and South Shores Road
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,913/mo
Mortgage (principal + interest)$1,683
Property taxFrom listing: $2,760/yr$230
Minimum $22,495 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$89,980
Ontario land transfer taxProvincial brackets, no first-time refund$5,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$98,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Trent Hills has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
