The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover the rare opportunity to own a piece of prestigious Balsam Lake waterfront and create the lakeside retreat you've always imagined. With 33 feet of waterfront on one of the most sought-after lakes in the Kawarthas, this property offers breathtaking long lake views, endless boating, and the chance to design a custom escape tailored to your vision. Tucked beneath mature trees and set along the shoreline, the existing cottage offers a footprint for inspiration while the true value lies in the incredible potential of the property itself. Imagine rebuilding into a charming modern cottage or cozy lakefront getaway where mornings begin with coffee at the water's edge and evenings are spent watching the sunset dance across the lake. Adding even more appeal is the substantial back lot offering additional space and endless possibilities for future enjoyment. Whether you envision extra outdoor entertaining areas, a Bunkie-style setup for extended family and guests, or simply room to spread out and enjoy cottage life, this property invites creativity and imagination. A well is already on site, adding to the groundwork for your future plans. Located on iconic Balsam Lake, part of the Trent-Severn Waterway, this is your chance to secure an affordable entry into a premier waterfront community and transform this special property into something truly unforgettable.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,821/mo
Mortgage (principal + interest)$1,609
Property taxFrom listing: $2,551/yr$213
Minimum $21,500 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$86,000
Ontario land transfer taxProvincial brackets, no first-time refund$5,075
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$93,875
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
