The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Fairy Lake waterfront living with full municipal services in the heart of Huntsville. Positioned along Huntsville's coveted 40-mile, four-lake boating chain-connecting Fairy, Vernon, Mary, and Peninsula lakes-this upgraded 4-bedroom, 4-bathroom residence sits on an exceptionally rare, completely level lot offering step-free access straight to the water's edge. Enjoy direct big-lake boating paired with the effortless convenience of municipal water, municipal sewer, natural gas, and high-speed internet, all situated on a quiet, low-traffic street just minutes from downtown amenities.Offering over 3,000 square feet of finished living space across three levels, the interior is thoughtfully designed for four-season family living and effortless entertaining. The bright, open-concept main floor features dual hearths with both a wood stove and natural gas fireplace, flowing seamlessly out to an expansive lakeside deck overlooking the lawn and shoreline. Upstairs, the private primary suite features a 3-piece ensuite, walk-in closet, and secluded balcony with lake views, complemented by three generous bedrooms and a 4-piece bath with a classic clawfoot tub.The fully finished walkout lower level extends the living space with a large recreation room, wet bar, gas fireplace, two versatile home office/den spaces, a 3-piece bath, and direct ground-level walk-out access to the waterfront. Completing the property is a rare 4-car attached garage with extensive driveway parking for guests and recreational vehicles. Major capital improvements include architectural shingles (2022), a comprehensive lower-level renovation with an electrical panel upgrade (2020), municipal sewer connection (2018), and upgraded R40+ attic insulation. A rare combination of flat usable waterfront, premier boating access, and in-town municipal convenience.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$7,659/mo
Mortgage (principal + interest)$6,827
Property taxFrom listing: $9,980/yr$832
Minimum 20% ($365,000 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$365,000
Ontario land transfer taxProvincial brackets, no first-time refund$32,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$400,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Huntsville has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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