The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Nestled on a peaceful lot in one of Tobermory's most desirable neighbourhoods, this charming home sits just 1 km from the heart of the village - a short walk to Little Tub Harbour, the Chi-Cheemaun ferry dock, waterfront dining, diving outfitters, and boat tour operators. That unbeatable location is a big part of what makes this property a proven, licensed Short Term Accommodation under the Northern Bruce Peninsula Municipality - a turnkey income-generating asset ready to perform from day one, or an equally inviting full-time or seasonal family retreat. Step in from the upper deck into a bright, open-concept main living area that immediately feels like a getaway. Vaulted ceilings, warm pine floors, rich wood accents, an open kitchen, and a cozy propane fireplace set the tone, while floor-to-ceiling windows on both levels flood the space with natural light. The upper deck extends your living space outdoors - ideal for entertaining, outdoor dining, or simply unwinding with a drink in hand. The upper level also features a generous primary bedroom with walk-in closet and a full 4-piece bath. Head down the eye-catching spiral staircase and you'll find two additional bedrooms, a 2-piece bath, a second propane fireplace, and a fantastic games room that guests consistently love. A covered lower patio offers a quiet, shaded retreat - perfect for morning coffee while deer and birds move through the trees. Set on a full acre, the property transfers with furnishings included on both levels, making it as easy as it gets to step in and start enjoying - or start hosting. With the Bruce Trail minutes away and Georgian Bay launch points for kayaking and paddleboarding close at hand, the outdoor appeal is endless. 26 Elgin Street is a rare find that truly has to be seen to be fully appreciated.
Property Details
Listing
MLS® number
X13428852
Status
For Sale
Listed
Jun 10, 2026
Last updated
Aug 20, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
1,500–2,000 ft²
Basement
None
Lot
Frontage
130.00 ft
Depth
338.23 ft
Lot area
≈ 43,970 ft² (calculated)
View
West
Community
Northern Bruce Peninsula
Parking & utilities
Garage
None, 0 spaces
Driveway
Lane, Other, Front Yard Parking, 6 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,647 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
eXp Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 2
Exterior
Pool features: None
Property features: Wooded/Treed, Marina, Park, School Bus Route, Rec./Commun.Centre, Greenbelt/Conservation
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,461/mo
Mortgage (principal + interest)$2,241
Property taxFrom listing: $2,647/yr$221
Minimum $34,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,800
Ontario land transfer taxProvincial brackets, no first-time refund$8,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Northern Bruce Peninsula has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
