The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This multi-level stacked townhome in the heart of Lower Town has soaring ceilings, a private detached garage, and a rooftop deck, all a short stroll from the ByWard Market. The main floor is open and bright. Eastern-facing solarium windows pour in morning light over hardwood floors, and a wood-burning fireplace anchors the living room. The fully updated custom kitchen has quartz countertops, stainless steel appliances, a full wall of pantry storage, and a dedicated coffee bar. Upstairs, the primary bedroom is your own tucked away retreat with custom storage. The adjoining loft works well as a home office and houses a custom storage nook and Murphy bed. Above it all, the rooftop deck with composite decking and glass railings is a private spot for coffee or evening drinks. Built in 1981 with 1,120 sq. ft. of above-ground living space, this home offers 1 bedroom plus loft, 1.5 baths, and one detached garage. It is part of a self-managed 12-unit row house condominium, and the low $366 monthly fees cover snow clearance, common element maintenance, and the reserve fund. Loblaws, Metro, Farm Boy, and local favourites like Champa Thai are within walking distance. The Rideau Centre and LRT are about a 15-minute walk, and the Rideau River, Ottawa River, and bike pathways are close by.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,945/mo
Mortgage (principal + interest)$2,177
Property taxFrom listing: $4,822/yr$402
Condo feesFrom listing$366
Minimum $33,200 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$116,400
Ontario land transfer taxProvincial brackets, no first-time refund$8,115
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$127,315
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lower Town - Sandy Hill has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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