The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
25 Cole Point Trail is built for the kind of family weekends that turn into traditions. Set on approximately 17 acres with 300 feet of natural shoreline, this year-round lake home gives everyone room to spread out, stay over and make the most of the property. Set up the soccer nets or volleyball, gather around the bonfire, swim from the beach area, relax by the water or head out from the dock into deeper water beyond.Inside, the home is just as accommodating. High ceilings and generous open living, dining and kitchen spaces make it easy to bring everyone together, while the screened porch is made for card games, long dinners and summer evenings. Two additional rooms on the main floor have been used as bedrooms but offer plenty of flexibility as an office, den or hobby space. Main-floor laundry, utility space and a four-piece bath complete this level. Upstairs, three more bedrooms, another four-piece bath and a sitting area give guests and family their own space when the house is full. The attached two-car garage adds even more versatility. Part workshop, part hangout and overlooking the firepit, it has become much more than a place to park. Built in 2008 with a poured concrete foundation, the home features ground-source heating, central air and a lake water system with UV. Year-round access keeps the property in play through every season, with the snowmobile trail right out front on the water. This is a property made for full houses, long weekends, visiting friends and generations of family time. 25 Cole Point Trail has the space to make it all work.
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,891/mo
Mortgage (principal + interest)$3,722
Property taxFrom listing: $2,029/yr$169
Minimum $74,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$199,000
Ontario land transfer taxProvincial brackets, no first-time refund$16,375
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$218,175
First-time buyers can get up to $4,000 back on Ontario land transfer tax. McKellar has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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