The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Your Northern Escape Awaits - Lakeside Living at Its Finest! Discover an exceptional waterfront Home or cottage on Smith Bay, part of the scenic Pickerel River system, offering breathtaking views and over 40 miles of waterways to explore. This custom-built, drive-to, turnkey, lakeside property combines comfort, convenience, and endless recreational opportunities in the heart of Northern Ontario. Featuring approximately 2,750 sq. ft. of single-level living space, this ranch-style home offers three bedrooms, two bathrooms, a games room, and a spacious open-concept living, dining, and kitchen area. Includes most furniture, appliances, a pool table, fish hut, and more, this remarkable property is ready for immediate enjoyment. The home showcases a spectacular great room with high ceilings, a spacious kitchen with ample counter space, and a beautiful wood-burning fireplace. A patio walkout provides easy access to the outdoors, while the primary suite features stunning lake views, a private ensuite, and access to a cozy sunroom-perfect for morning coffee or relaxing with a good book. Outdoor living is equally impressive, with a large deck overlooking the picturesque waterfront. A gentle slope leads to the water's edge, featuring a sandy lake bottom, great swimming, and a 60-foot dock-ideal for boating, fishing, and enjoying lakeside living. Modern amenities include a drilled well, hydro service, septic system, propane furnace with in-floor radiant heating, satellite service, and telephone. A double detached, heated garage with washroom facilities provides additional space for vehicles and recreational equipment. Located in an unorganized township, this unique waterfront property offers privacy, a peaceful rural setting, and potential flexibility in property use. This property has easy access to 100's of acres crown land. An ideal choice for a year-round home or 4 season cottage, surrounded by the natural beauty and recreational opportunities of Northern Ontario.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,765/mo
Mortgage (principal + interest)$5,611
Property taxFrom listing: $1,847/yr$154
Minimum 20% ($300,000 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$300,000
Ontario land transfer taxProvincial brackets, no first-time refund$26,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$329,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Parry Sound Remote Area has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
