The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 245 Niven Road, simply a wonderful location, surrounded by mature trees, orchards, & ponds yet a short walk or bicycle ride from all of the excitement & convenient amenities that Old Town, Niagara-on-the-Lake has to offer. With almost 3,100 sqft, this home features soaring 9 ft ceilings, 4 very large bdrms, & Big, Beautiful, Bright windows throughout showcasing the stunning views. The main-floor consists of a very large living rm w oak staircase, dining rm w a beautiful picturesque tiled fireplace highlighting the century homes character & charm, a spacious eat-in kitchen w an oversized centre island, plenty of cupboards & counter space, a convenient driveway side mudrm, a large family rm w a wood burning stove & sliding doors to the backyard deck (2025), and another side entrance that leads in to the Laundry rm and the second stairwell that provides opportunity for generational living, a home business, or possible rental suite if the appropriate modifications are made. Upstairs you'll find the 4 spacious bdrms all w wonderful views, updated lighting & ceiling fans. The primary bdrm has built-in shelving, a 4 pc ensuite w clawfoot tub & leads to a very neat space which can be used as a study or office that has built-in bookshelves and the back stairwell. A large 4-piece family bth completes the upstairs. Very easy to get in & out on the circular driveway & the detached 2 car garage/barn w hydro has extra storage space & could be the perfect hobby /craft area or possibly converted to a bunk house, as was it's originally use! This is a wonderful home in a truly magical location, ready for the next family to love & care for it for many years! .92 Acres. Estate Sale, "As-Is Where Is", Exterior/Interior Paint 25', Furnace, AC & HWH all 25', All Electrical & Insulation Updated. Low, low taxes!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,708/mo
Mortgage (principal + interest)$4,470
Property taxFrom listing: $2,854/yr$238
Minimum $94,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$239,000
Ontario land transfer taxProvincial brackets, no first-time refund$20,375
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$262,175
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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