The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Downtown Fergus at your doorstep. The Grand River within earshot. And behind the yellow brick exterior, a home steeped in history, with details that stop you in your tracks. Welcome to 245 Bridge Street. Some homes offer a connection to the past and a way of life that's impossible to recreate, and here, you feel that the moment you step inside. Large, one of a kind arched folding wood doors make a remarkable first impression, followed by stained glass, exposed brick, elaborate trim work and craftsmanship that pulls you in to look a little closer. Just as impressive though, is the size and flexibility of the home itself, with distinct rooms that give you space to gather while also giving you room to yourself when you need it. Move into the living room after a home cooked meal, settle into the den with a book and a glass of wine, or keep the conversation going at the breakfast bar. Whether you're filling the house or enjoying a quiet evening, there's a place for both. Then with its vaulted ceiling, exposed brick and backyard views, the large, bright family room is just as inviting on an ordinary afternoon as it is on busy evenings hosting all of the extended family. Upstairs, you'll find the expansive primary bedroom with its own three piece ensuite, three additional bedrooms and the main three piece bathroom. Outside, an in-ground saltwater pool with solar heating, a new patio and a generous yard make summer at home something to look forward to. Spend the day swimming, put your green thumb to work, then take an easy stroll downtown for dinner or a drink with friends. Finding this much house and outdoor space in the heart of Fergus is compelling on its own. Finding it with this character and craftsmanship makes 245 Bridge Street an opportunity that may only come around once in your lifetime.
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What’s NearbyDistances approximate
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Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,784/mo
Mortgage (principal + interest)$4,298
Property taxFrom listing: $5,831/yr$486
Minimum $89,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$229,800
Ontario land transfer taxProvincial brackets, no first-time refund$19,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$252,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Centre Wellington has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
