The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Facing west on Otty Lake for spectacular sunsets, welcoming family home tucked into picturesque private acre. Thoughtfully designed, the 3+1 bedroom, 3 full bathroom home offers big family spaces full of natural light. Front foyer white and bright with lovely stained glass window and stately French doors opening to deep closet. Living room generous both in size and flex spaces. Patio doors all along one wall provide endless lake views. Architecturally handsome stone fireplace complements the space and has efficient wood-burning insert with built-in fan circulating the warmth. Adjoining the living room is sitting area/den with large window. Also open to living room is kitchen with amazing extra-long island facing the lake. As you prep food, the lake is right there. All renovated in 2020, the kitchen's custom cherry wood cabinetry accents quartz counters and textured ceramic backsplash. Butler's pantry cheerfully airy with windows and extra cabinet storage. Sunny open dining room overlooks the lake, with more fabulous views. Several sets of patio doors lead to new 2020 deck with glass railings for full lake views. This home offers flexibility such as main floor bedroom and a 3-pc bathroom with quartz vanity. Second floor has your primary suite with full wall of closets and phenomenal views of the lake; 4-pc luxury ensuite ceramic rain head shower and two custom quartz vanities, one with make-up table. Two more bedrooms and 4-pc bathroom also on second floor. Lower level family room overlooks the spectacular lake. Lower level office nook, cold room, gym & storage; the laundry room is welcoming with chic herringbone ceramic floor, sink & counter for folding. Lower level also has door to outside. Architectural roof shingles 2020. Propane furnace 2024. Electrical 200 amp, 2020 panel. Propane hot water on demand. Waterfront 153' with 2021 Dockmaster dock, approx 7' deep at end. On private road, maintenance & snow plowing $400/2025. 20 mins Smiths Falls or 10 mins Perth
Property Details
Listing
MLS® number
X13789760
Status
For Sale
Listed
Sep 16, 2026
Last updated
Oct 11, 2026
Possession
Flexible
Building
Type
Residential Freehold
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
2,000–2,500 ft²
Basement
Full, Finished
Lot
Frontage
208.11 ft
Depth
318.94 ft
Lot area
≈ 66,375 ft² (calculated)
View
West
Community
904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, Lane, 6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,931 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
COLDWELL BANKER FIRST OTTAWA REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: Full, Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Central vacuum: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Waterfront, Wooded/Treed
Cross street: Rideau Ferry Rd to Elm Grove Road to Miller Bay Rd
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,102/mo
Mortgage (principal + interest)$5,607
Property taxFrom listing: $5,931/yr$494
Minimum $124,890 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$299,780
Ontario land transfer taxProvincial brackets, no first-time refund$26,453
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$329,033
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Tay Valley has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
