The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A unique, 4-season cottage opportunity on Round Lake! Set on a beautiful 1.3-acre parcel with 79 feet of waterfront in the Kawarthas, this property offers something rarely found-a cozy family cottage PLUS a separate buildable lot, creating exciting possibilities for the future. Keep the entire property for added space and privacy, build on the additional lot, or consider selling it to help offset the cost of your cottage getaway. The warm and inviting 4-season cottage offers 5 bedrooms and 2 bathrooms, with plenty of room to sleep up to 12 family members and friends. The open-concept living space has all the character you want in a cottage, with vaulted ceilings, exposed beams, warm wood flooring and a cozy woodstove. The kitchen features abundant cabinetry and a huge centre island-the natural gathering place after a day on the lake. Many of the furnishings will be included with the sale. Outside, enjoy open space, a large fire pit for summer evenings, and a dock for your water toys. Updates include a steel roof and a newer drilled well with heated line for year-round use. Round Lake is ideal for swimming, boating and fishing, with abundant wildlife and great fishing in both summer and winter. Snowmobile trails are nearby, extending the recreational possibilities beyond cottage season. The cottage has also been periodically offered as a rental, providing potential for buyers who would like to generate income to help offset carrying costs. All this just 12 minutes from Havelock and approximately 45 minutes from Peterborough. This is an exceptional opportunity to get into cottage country at a great value. https://pages.finehomesphoto.com/240-Burnt-Dam-Rd/idx
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,481/mo
Mortgage (principal + interest)$2,057
Property taxFrom listing: $5,086/yr$424
Minimum $29,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$109,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Havelock-Belmont-Methuen has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
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