The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your private retreat on the sought after Severn River, part of Ontario's renowned Trent-Severn Waterway. Set on more than 3 acres with an impressive 250+ feet of shoreline, this fully furnished 3-season cottage offers exceptional privacy, beautiful western exposure and unforgettable sunsets over the water.Surrounded by mature trees and tucked into a peaceful natural setting, the charming three-bedroom cottage is the perfect place to slow down, reconnect and enjoy everything waterfront living has to offer. Inside, a cozy wood stove adds warmth and character, making those crisp spring and fall days at the cottage especially inviting.Step outside and let the river become your playground. Your private dock provides the perfect launch point for swimming, fishing, boating and endless days exploring the Trent-Severn Waterway. Cruise from lock to lock, head out for an early morning fish, or settle in at the shoreline and watch the sun disappear across the river.When family and friends come to stay, the separate bunkie with loft provides the additional 3rd sleeping space and a cozy retreat of its own. With over 3 acres to enjoy, there is plenty of room to embrace the outdoors while maintaining the privacy and tranquility that make cottage life so special.For those who love winter adventure, the property can also be enjoyed as a snowmobile destination when conditions allow, offering an entirely different way to experience this beautiful stretch of the Severn River.Offered fully furnished and ready to enjoy, this is an opportunity to own a peaceful piece of the Trent-Severn and create years of memories on the water.COTTAGE LIFE STARTS HERE! PLEASE NOTE: THIS IS A WATER-ACCESS PROPERTY.
Property Details
Listing
MLS® number
X13743174
Status
For Sale
Listed
Sep 3, 2026
Last updated
Sep 12, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
<700 ft²
Basement
None
Lot
Frontage
250.00 ft
Depth
616.80 ft
Lot area
≈ 154,200 ft² (calculated)
View
North
Community
Wood (Muskoka Lakes)
Parking & utilities
Garage
None, 0 spaces
Driveway
0 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$1,663 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
CENTURY 21 B.J. ROTH REALTY LTD.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Other
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Marina, River/Stream
Cross street: Sopher's Landing,Access via Swift Rapids RD and short boat ride across the bay
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,345/mo
Mortgage (principal + interest)$2,207
Property taxFrom listing: $1,663/yr$139
Minimum $33,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$117,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$129,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Muskoka Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
