The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This almost 2000 square foot 1 3/4 storey home with 4 good sized bedrooms, is in Spencerville, a village on the side of the Nation River about 45 minutes south of Ottawa. It has a front porch with windows on 3 sides where you can sip your morning coffee. From here go through the front door to entrance hall and then to the living room or from the side door enter into the large kitchen/dining room, with laundry with 2 pce bath beside the kitchen. In the dining room is a wood stove, installed by the stove store in Spencerville. Patio doors open onto a deck, which overlooks the large back yard which is over 250' deep. This totally fenced back yard backs onto the fairgrounds. And, if you have children in primary school, you will be interested to know that the Fraser Institute rates this school higher than many other public schools around. It has amazing teachers, and children thrive here. The village library is located next to the school. There are so many places in Spencerville that make it a perfect walkable community such as churches, the Legion, The Village pantry for cinnamon buns, pizza, ice cream and more; Drummonds gas, and or course check out Joe's for good food, and nice people . The post office is close. Its a great walk to the Spencerville Mill, with adjoining park. West of town is Cleary's seed and feed, as well as a Home Hardware. There is a car repair shop with super mechanics, across the street from Spencerville's own pharmacy. And if you buy this home, you will be in the middle of it all. This home will require renovations to make it into the perfect family home. There is a quote on file for the cost of having a new electrical panel installed. With skill, and hard work, you will make this the home you could only dream of in the city. And there are many tradespeople right in the area. You will love it here. There is a tenant who has been given notice, so need 24 hours notice for showings. This home is being sold 'AS IS WHERE IS
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,056/mo
Mortgage (principal + interest)$916
Property taxFrom listing: $1,684/yr$140
Minimum $12,245 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$48,980
Ontario land transfer taxProvincial brackets, no first-time refund$2,174
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$53,954
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Edwardsburgh/Cardinal has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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