The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Get ready to move in and enjoy this freshly painted year-round home/cottage. Just a 2-minute stroll to your leased private waterfront access (dock number 06-054) on Sturgeon Lake. The bright main floor features an open concept kitchen and dining room with a walk-out to the sunny newly installed maintenance-free upper deck with glass railing. The spacious living room has a recently replaced picture window which allows the sun to stream into the home. A 4-piece bathroom and 2 generously sized bedrooms comprise the rest of the main floor. The walkout lower level features a massive recreation room where the whole family can relax and watch their favourite movies or play card/board games in the nook that features a corner bench and table. Ground level windows and walkout sliding door fill the space with light. The sliding door leads you to the newer lower deck protected from the wind and rain. A 3rd bedroom and workout/laundry room complete this amazing flex space. A generous backyard provides plenty of greenspace and a 10 x 20 shed for all your storage needs. This home is heated by a high efficiency furnace (2016) with electric baseboard backup. It is a complete ICF (insulated concrete forms) home with air exchanger. The deep drilled well provides plenty of Sulphur-free water connected to a water softener and UV water treatment system. The house is powered by a 200-amp electrical system, and it has a septic system rather than a holding tank. Enjoy life at the lake this summer and the views of Sturgeon Lake while you dine!
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,080/mo
Mortgage (principal + interest)$1,870
Property taxFrom listing: $2,522/yr$210
Minimum $24,995 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$99,978
Ontario land transfer taxProvincial brackets, no first-time refund$6,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$109,251
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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