The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
You won't miss this one driving by! This gorgeous vinyl-wrapped 1.5-storey home is loaded with curb appeal, featuring a charming covered front porch and updates throughout. Step inside and the tone is set immediately with soaring 9-foot ceilings, a seamless main-floor layout and stylish finishes everywhere you look. The welcoming mudroom area features beautiful wainscoting with hooks for coats and bags. Just off the entry, the cozy living room is filled with natural light from a large bay window and showcases some of the many updates found throughout the home. Continue into the spacious dining room, anchored by a black chandelier with Edison bulb lighting and offering plenty of room to host Thanksgiving, Christmas and large family dinners. The main floor also features a massive primary bedroom complete with its own ensuite. The bright white kitchen is packed with character, featuring gorgeous glass-front cabinetry, zellige-style subway tile backsplash and contrasting black fixtures. Upstairs, you'll find two additional bedrooms, including an impressively oversized room that could easily serve as another primary bedroom, along with a second full bathroom. Out back is where this home really shines. Step onto the massive covered porch finished with beautiful pine ceilings and enough space for both outdoor lounging and grilling. From there, head down into the fenced in backyard surrounded by manicured greenery and complete with a firepit and large garden shed for additional storage. It's not just the cosmetics that have been updated, the major mechanicals have received attention too, including a new furnace (2025), hot water tank (2021) and 100-amp breaker panel. Packed with character, thoughtful updates and a great outdoor space, this is an excellent opportunity for anyone looking to make their move into the market. Call TODAY!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,817/mo
Mortgage (principal + interest)$1,627
Property taxFrom listing: $2,273/yr$189
Minimum $21,750 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$87,000
Ontario land transfer taxProvincial brackets, no first-time refund$5,175
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$94,975
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
