The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
More space than you might expect, right in the heart of Hamilton. Welcome to 23 Garfield Avenue N, a detached 2.5-storey home offering four bedrooms, two bathrooms and approximately 1,556 sq. ft. of living space across four finished levels. Step inside to an inviting main floor filled with character and warm wood details. The living and dining areas offer comfortable spaces to gather, while the kitchen features rich cabinetry, ample storage and plenty of room for everyday living. The second level is home to three bedrooms and a well-appointed bathroom with a glass-enclosed shower. Head up one more level to find a spacious fourth bedroom, a private and versatile space that could also work beautifully as a home office, studio or quiet retreat. Downstairs, the finished lower level extends the living space even further with a recreation area, additional bathroom, laundry and storage, giving you flexibility for guests, hobbies, movie nights or everyday family life. Outside, the private fenced backyard offers space to relax, entertain and enjoy the warmer months. Set in an established Hamilton neighbourhood close to Tim Hortons Field, parks, schools, transit, shopping, restaurants and everyday amenities. With four bedrooms and four finished levels, 23 Garfield Avenue N offers the space and flexibility to settle in, make it your own and start your next chapter.
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What’s NearbyDistances approximate
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Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,230/mo
Mortgage (principal + interest)$1,964
Property taxFrom listing: $3,200/yr$267
Minimum $27,490 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$104,980
Ontario land transfer taxProvincial brackets, no first-time refund$6,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$114,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
