The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Charming Lakeside Retreat on Beautiful Balsam Lake! Experience the perfect blend of comfort, style, and waterfront living at this beautifully updated seasonal bungalow. Nestled in a quiet waterfront enclave on a dead-end street, this turnkey property offers an exceptional opportunity to enjoy one of the Kawarthas' most sought-after lakes. The main cottage features 2 bedrooms and 2 full bathrooms, highlighted by a stunning custom kitchen with butcher block countertops, ample cabinetry, and a spacious eat-in area. The bright, open-concept great room is filled with natural light and showcases breathtaking lake views, with four walkouts leading to an expansive stone patio-ideal for entertaining, outdoor dining, or simply relaxing by the water. A fully self-contained, two-level detached bunkie provides outstanding flexibility, offering 2 additional bedrooms, each with its own walkout overlooking the lake. Perfect for guests, extended family, or creating a private retreat, this bonus space adds tremendous value and functionality. The landscaped property is surrounded by mature trees, lush perennial gardens, and impressive stonework, creating a private and picturesque setting. Recent upgrades include a durable metal roof and a professionally installed stone break wall for added peace of mind. Water lovers will appreciate the 38 feet of aluminum docking, boat lift, excellent swimming and fishing, and direct access to the renowned Trent-Severn Waterway. Explore miles of interconnected lakes and waterways right from your own dock. Conveniently located just minutes from Coboconk and Kirkfield for shopping, dining, and everyday amenities, and only 90 minutes from the GTA, this exceptional waterfront property is the perfect family getaway. Whether you're looking for a peaceful retreat, a place to entertain, or a cottage to create lasting memories, this Balsam Lake gem delivers the ultimate cottage lifestyle.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,263/mo
Mortgage (principal + interest)$2,839
Property taxFrom listing: $5,091/yr$424
Minimum $50,880 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$151,760
Ontario land transfer taxProvincial brackets, no first-time refund$11,651
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$166,211
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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