The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Experience countryside living in this stunning custom-built raised bungalow, located just a short walk from the breathtaking shores of Hay Bay. Offering over 2,000 sq. ft. of finished living space, this immaculate home features an open-concept layout with a spacious family room seamlessly connected to a gourmet kitchen complete with a custom oversized stainless steel refrigerator, brand-new dishwasher, centre island, Corian countertops, and direct access to a large deck. The upper level boasts beautiful hardwood flooring, 2 generously sized bedrooms, convenient main-floor laundry, and abundant storage. Large windows throughout fill the home with natural light while offering picturesque views of the bay. The primary bedroom features a semi-ensuite bathroom with an oversized walk-in shower and a separate soaker tub, creating the perfect retreat. The fully finished lower level offers above-grade windows, high ceilings, a large recreation room, and 2 additional bedrooms, one of which features a 3-piece semi-ensuite bathroom, providing plenty of space for family, guests, or multigenerational living. Additional highlights include pot lighting, hardwood staircases, a grand double-door entry with an inviting foyer, new central air conditioner 2025 and an oversized two-car garage. All existing furniture is inlcluded in the sale price. Situated on a generous 100 x 175-foot lot, this move-in-ready gem is a rare find. Enjoy the benefits of this wonderful waterfront community, featuring a free public boat launch, park, docks, and swimming area at the end of the street-perfect for boating enthusiasts and families alike. Experience the best of country living with all the recreational opportunities of Hay Bay just steps away.
Property Details
Listing
MLS® number
X13620170
Status
For Sale
Listed
Jul 30, 2026
Last updated
Oct 19, 2026
Possession
60-89 days
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
Not provided by brokerage
Approx. size
1,100–1,500 ft²
Basement
Finished
Lot
Frontage
100.00 ft
Depth
175.00 ft
Lot area
≈ 17,500 ft² (calculated)
View
North
Community
58 - Greater Napanee
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
Private, 6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,806 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX Jazz INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 2
Kitchens: 1 above grade
Basement: Finished
Heating: Forced Air
Cooling: Central Air
Exterior
Waterfront features: Indirect
Pool features: None
Property features: Campground, Cul de Sac/Dead End, Golf, Hospital, Lake Access, Lake/Pond
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,895/mo
Mortgage (principal + interest)$2,578
Property taxFrom listing: $3,806/yr$317
Minimum $43,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$137,800
Ontario land transfer taxProvincial brackets, no first-time refund$10,255
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$150,855
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Greater Napanee has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
