The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Past a kilometre of untouched Crown shoreline, where the lake opens wide and the cottages thin out, 6.69 acres of forested waterfront come into view. Step off the boat onto over 1,400 feet of private frontage on Palmerston Lake, bordered by more than 1,000 acres of Crown land. This is the kind of quiet you can only reach by water. The cottage was built in 2000 by the current owner, using large logs cut from the surrounding land. For years before and during construction, the family stayed in the small bunkie down the forest path. That care and patience shows throughout: timberframe accents, wide-plank pine floors, and a great room with a soaring ceiling, anchored by a fieldstone fireplace.Three bedrooms and two full baths offer comfortable space for family and guests. A woodstove warms the lower-level family room. The original bunkie still stands, providing a quiet retreat for visitors or a peaceful studio space. The off-grid systems are designed for genuine comfort. A substantial solar and battery setup handles daily needs, with a generator for backup. Lake water intake, full septic, and infrastructure sized for year-round living. Outside, deep clean water for swimming and fishing. A firepit near the water's edge for evenings under the stars. Trails through the property connect to the neighbouring Crown land, with access to ATV and snowmobile routes. Loons call across the water in the morning. The lake stretches uninterrupted to the horizon. Ottawa and Kingston are each about an hour and a half away, far enough to leave the pace of the city behind. A rare offering, and a true legacy property.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,033/mo
Mortgage (principal + interest)$4,859
Property taxFrom listing: $2,081/yr$173
Minimum $104,890 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$259,780
Ontario land transfer taxProvincial brackets, no first-time refund$22,453
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$285,033
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Frontenac has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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