The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Nestled on the serene shores of Mary Lake, this exceptional waterfront property offers accessto over 40 miles of boating opportunities. This thoughtfully designed 4-bedroom, 4-bathroomlakefront cottage is currently partially completed and presents a rare opportunity to customizethe finishing touches to your vision. Built with quality and efficiency in mind, the homefeatures full ICF construction extending to the roof, an insulated and heated basement slab,and 4 inches of rigid foam insulation in the ceiling for outstanding year-round comfort andenergy performance. The home's advanced heating system includes a main gas furnace forwhole-home heating, a supplementary high-efficiency Navien condensing boiler providing in-floorradiant heat, and a line set already installed to accommodate heating in a future garage. Theboiler is also sized to serve as a backup heating source for the home. In addition, a heat pumpupgrade to the air conditioning system provides efficient heating during the spring and fallseasons, while a gas fireplace on the main floor creates a warm and inviting atmosphere. Plansare in place for an expansive front deck designed to capture breathtaking lake views. Theoutdoor living space is envisioned to include a covered patio area and a Muskoka room, creatingthe perfect setting for entertaining or relaxing while enjoying the waterfront surroundings.The waterfront itself is equally impressive, featuring owned shore road allowance, a clean andshallow sandy-bottom shoreline ideal for swimming, and excellent sun exposure. A boathouseequipped with a boat lift, along with a sun-filled dock complete with stairs, providesconvenient access to the water and enhances the property's exceptional lakeside lifestyle. Thisis a unique opportunity to own a high-quality waterfront retreat in one of Huntsville's mostdesirable boating locations. Taxes not yet assessed on new build.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,069/mo
Mortgage (principal + interest)$5,611
Property taxFrom listing: $5,491/yr$458
Minimum $124,990 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$299,980
Ontario land transfer taxProvincial brackets, no first-time refund$26,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$329,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Huntsville has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
