The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Is this the waterfront home for you to move onto Trout Lake; perhaps expand in the future? Drive down the paved Peninsula Road to this recently renovated bungalow on Trout Lake. Owner has invested in a steel roof, vinyl siding with 2-inch insulation, natural lighting, newer windows, and a Skylight. The interior is finished in natural wood finishes and has Patio doors from the spacious open-concept living and dining room to the deck overlooking Trout Lake. Vaulted ceilings accent the natural wood finishes. The owner has invested in new lower cupboards in the kitchen, with sink and countertop recently installed. There is a 3-piece bathroom with a new shower, and one bedroom.The Heat pump provides the heat and the airc onditioning! A gentle slope down to the lake. For your fun on the lake, a newer composite dock to launch from with a kayak launch for convenience. On the landscaped yards there are 2 sheds for storage. There is a spacious "Art Studio" by the home which is which is insulated and wired. The .7 acre property, expands to the other side of Peninsula Road, which is marked off . The home is close to snowmobile and hiking trails. Invest today, and perhaps expand in the future.
Property Details
Listing
MLS® number
X14080700
Status
For Sale
Listed
Oct 15, 2026
Last updated
Oct 27, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
<700 ft²
Basement
Crawl Space
Lot
Frontage
75.00 ft
Depth
295.00 ft
Lot area
≈ 22,125 ft² (calculated)
View
South
Community
Birchaven
Parking & utilities
Garage
None, 0 spaces
Driveway
Private Double, 4 spaces
Heating
Baseboard
Cooling
Other
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,268 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Century 21 Blue Sky Region Realty Inc., Brokerage
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 1
Kitchens: 1 above grade
Basement: Crawl Space
Heating: Baseboard
Cooling: Other
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake Access, School Bus Route, Skiing
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,057/mo
Mortgage (principal + interest)$2,618
Property taxFrom listing: $5,268/yr$439
Minimum $44,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$139,980
Ontario land transfer taxProvincial brackets, no first-time refund$10,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$153,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Bay has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
