The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Elegant 2 storey detached home with a private backyard pool oasis, set on a premium pie shaped lot in Oshawa's Samac neighbourhood. This home offers 4+2 bedrooms and 4 bathrooms across three levels. The main floor runs open concept after removing key walls, joining the kitchen, breakfast area, and family room. The new kitchen features a centre island, pot lights, and updated cabinetry, with a walkout to the deck from the breakfast area. Some windows throughout the home have been replaced. The family room offers a gas fireplace and a large window. A separate living room and a formal dining room with a bay window, coffered ceiling, and French doors round out the main floor. Upstairs, 4 bedrooms include a primary suite spanning over 21 feet with a luxurious 5 piece ensuite, his and hers closets, drop-in tub and a separate shower. The finished basement adds 2 more bedrooms, a second kitchen and a 3 piece bath giving buyers flexibility for extended family or rental income. Outside, an attached 2 car garage and private driveway offer parking for 6 vehicles. The backyard features an inground pool with a new liner, a hot tub under a private pergola, more than 1,300 square feet of stonework, and mature perennial gardens, all set on a large premium pie shaped lot backing onto green space. The Samac neighbourhood puts shops, restaurants, and transit within easy reach. Cedar Valley Conservation Area is nearby, offering hiking and scenic trails. Niagara Park and Durham Field are just a 4 minute walk away, while Cedar Valley Park is approximately 6 minutes away, with several parks and recreation facilities within walking distance. The nearest transit stop is approximately 7 minutes away on foot. Lakeridge Health Oshawa, schools, a fire station, and a police station are all nearby, keeping essential services close by.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,265/mo
Mortgage (principal + interest)$4,470
Property taxFrom listing: $9,531/yr$794
Minimum $94,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$239,000
Ontario land transfer taxProvincial brackets, no first-time refund$20,375
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$262,175
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Oshawa has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
