The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover the charm and versatility of 220 Thomas Street West, situated on a corner lot in the welcoming community of Greater Napanee. The main floor features a spacious kitchen, separate dining area, comfortable living room, one bedroom, a 4-piece bathroom, and convenient main-floor laundry. Upstairs, two additional bedrooms provide flexibility for family, guests, or a home office. The finished basement offers a generous recreation room, perfect for movie nights, hobbies, or a home gym, along with additional utility and storage space. Outside, enjoy the deck-perfect for summer barbecues and outdoor entertaining-along with a fenced-in yard ideal for pets, gardening, or relaxing outdoors. An attached garage adds extra convenience and storage. Located in the welcoming community of Greater Napanee, you'll enjoy easy access to local shops, restaurants, cafés, and the charm of the historic downtown. Explore scenic waterfront trails along the Napanee River, nearby parks, playgrounds, and recreational facilities. With convenient access to Highway 401, commuting to Kingston or Belleville is also a breeze. Whether you're a first-time buyer, looking for extra space, or ready to put down roots in a friendly community, this home offers plenty of possibilities. Make 220 Thomas Street West your next move!
Property Details
Listing
MLS® number
X14125574
Status
For Sale
Listed
Oct 28, 2026
Last updated
Oct 28, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
Not provided by brokerage
Approx. size
1,100–1,500 ft²
Basement
Finished, Full
Lot
Frontage
66.00 ft
Depth
66.00 ft
Lot area
≈ 4,356 ft² (calculated)
View
South
Community
58 - Greater Napanee
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
Private, 2 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,113 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
MCCAFFREY REALTY INC., BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Finished, Full
Heating: Forced Air
Cooling: Central Air
Exterior
Pool features: None
Property features: Fenced Yard, Golf, Hospital, Park, Place Of Worship, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,942/mo
Mortgage (principal + interest)$1,683
Property taxFrom listing: $3,113/yr$259
Minimum $22,495 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$89,980
Ontario land transfer taxProvincial brackets, no first-time refund$5,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$98,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Greater Napanee has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
