The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 2197 South Shore Road, an exquisite property on a private point on Hay Bay providing you with a panoramic view of the Bay and incredible sunsets. Sit on the cantilever dock where you can dock your boat and fish. Then, return into a 2 level house that provides all the commodities and aesthetics you like. Welcome to your retirement Eden! You now have a 2189 sq. foot home, where you can essentially live on the main floor: the master bed. with his and her closets that opens to a 5 piece modern ensuite bath with laundry space and appliances; a kitchen with hardwood floors, granite counters, SS appliances, a centre island and a breakfast nook and pantry; an open concept dining room connecting with the living room and the sun room; a large living room with a propane fireplace and a sunroom with panoramic windows opening to the deck. The main floor will accommodate a person in a wheelchair with its large doors and wide foyer. The oak work is everywhere - the floors, the fireplace mantel and the staircase. The light is what an artist dreams of - a skylight in the foyer welcomes you and filters throughout the main floor because of the mezzanine second floor. The second floor houses your family or guests- who also have a view of the Bay; both rooms have oak floors and share a 3 piece bath. The pointe covers @ 430 feet of shoreline, and offers panoramic views of the Bay. The lot @ 0.6 acres is easily maintained, offers maximum privacy and a paved driveway allowing 10 parking spaces including a circular driveway. The attached garage presently serves as a workspace for the artist owner and offers a small metal cabinet and storage cupboard as well as a sink. It connect with the Foyer and has a stairway to the basement and the outside. The crawl basement @ 5 feet tall houses a newer furnace (2022), the water treatment equipment and the owned water heater(2025). Only 10 minutes to the PEC ferry, to enjoy renowned beaches, wineries and restaurants. A must see Beauty!
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,734/mo
Mortgage (principal + interest)$3,251
Property taxFrom listing: $5,803/yr$484
Minimum $61,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$173,800
Ontario land transfer taxProvincial brackets, no first-time refund$13,855
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$190,455
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Greater Napanee has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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