The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 21809 Concession Road 3, a rural property that offers far more space and character than you might expect. Bright, inviting and thoughtfully updated, this 3-bedroom home features two bedrooms on the main level and a third bedroom in the finished basement, along with comfortable living spaces on both levels.The heart of the home is the spacious kitchen and dining area, where white cabinetry, warm wood countertops, stainless steel appliances, a farmhouse-style sink and centre island come together beautifully. Wood accents, exposed beams and crisp white finishes continue throughout the home, creating a relaxed modern-country feel.The main living room is filled with natural light from large windows and provides plenty of room to gather and unwind. Just off the main living areas, a bright enclosed sunroom surrounded by windows offers a wonderful additional space for morning coffee, reading or simply enjoying views of the property.The main-floor bathroom makes a statement with its freestanding soaker tub, separate shower, vessel-style vanity, black fixtures and warm wood detailing. Downstairs, the fully finished basement considerably expands the home's usable living space. Here you'll find the third bedroom, a large family/rec room, laundry area and additional flexible finished spaces currently being used for a home gym and hobby/office area. Whether you need space for teenagers, guests, working from home or simply room to spread out, the lower level gives you plenty of options.With three bedrooms, multiple living areas, a finished basement and a bright sunroom, this is a home designed to adapt to everyday life. A charming property with personality, a large detached garage that's being used as a barn, and plenty of room to make it your own. As per form 244, 48hrs irrevocability on all offers.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,773/mo
Mortgage (principal + interest)$1,553
Property taxFrom listing: $2,643/yr$220
Minimum $20,750 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$83,000
Ontario land transfer taxProvincial brackets, no first-time refund$4,775
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$90,575
First-time buyers can get up to $4,000 back on Ontario land transfer tax. South Glengarry has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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