The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
An exceptional opportunity to move in and enjoy, renovate to your taste, or build your custom dream home in a premier ravine setting. Welcome to 21 Ridgewood Road, a rare offering on one of Forest Hill South's most coveted tree-lined streets. This gracious two-storey residence sits on a deep, private lot that backs onto a lush wooded ravine, delivering the tranquility of a country retreat in the heart of the city. Lovingly maintained by long-time owners, the home blends timeless mid-century character with generous proportions and abundant natural light. A covered front porch with flagstone walkway opens to a bright centre-hall foyer with an elegant wood staircase and wrought-iron railing. The expansive open-concept family and dining room is the heart of the home, framed by crown mouldings and floor-to-ceiling windows and French doors that walk out to the stone patio and sweeping backyard views, ideal for both everyday living and large-scale entertaining. The kitchen features warm wood cabinetry with frosted-glass uppers, stainless steel range, and a sunny bay-window breakfast area. A powder room and dressing area complete the main level. Upstairs, hardwood floors lead to a richly wood-panelled office/den with built-in shelving and treetop views, a spacious primary retreat with sitting area and dressing vanity, overlooking the garden. A well-proportioned second bedroom and third bedroom with built-in desk and storage, served by full bathrooms. The finished lower level offers a wood-panelled recreation room with a curved wet bar and lit glass display shelving, a home gym area, and a two-piece washroom, perfect for family gatherings or guests. Outside, the beautifully landscaped grounds feature a sun-drenched lawn, raised stone terraces and mature trees, all backing onto a wooded ravine for exceptional privacy. Attached double-car garage and private driveway. Steps to top-rated public and private schools, parks, shops, and dining.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$16,067/mo
Mortgage (principal + interest)$14,960
Property taxFrom listing: $13,287/yr$1,107
Minimum 20% ($799,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$799,800
Ontario land transfer taxProvincial brackets, no first-time refund$86,450
Toronto land transfer taxMunicipal brackets, no first-time refund$105,431
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$994,481
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Toronto adds its own land transfer tax; first-time buyers can get up to $4,475 back on it.
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
